The 1980s housing is now the old housing

Plano grew explosively in the late 1970s and 1980s, and Allen, Richardson-adjacent Plano, and parts of McKinney followed. Those houses are now decades old, and the systems age together: original roofs replaced once and due again, polybutylene or early PEX supply lines, cast iron drains, 1980s panels, and HVAC equipment past its life.

The homes look conventional and sit in desirable school districts, which is exactly why owners are surprised when a financed buyer's inspection produces a repair list longer than the price justifies.

Hail and insurance

Collin County is in the North Texas hail belt. Roofs often carry more than one claim, and carriers have moved to higher hail deductibles and depreciated roof settlements. An uninsurable roof stops a mortgage, which is a large share of the as-is sales we do here.

The same storms damage siding, windows, fences, and HVAC condensers, and partial repairs are common — a new roof over untouched gutters and screens, for instance.

PIDs, MUDs, and the tax rate in the newest towns

Prosper, Celina, Princeton, and the outer edges of Frisco and McKinney have grown through developments financed with Public Improvement District assessments or utility districts. Those add to a buyer's annual cost and have to be disclosed, and an out-of-state buyer who did not expect a PID assessment on top of an already high Texas tax rate sometimes walks.

We already account for the district in our number, so it is not a renegotiation point late in the process.

Collin County property we buy

  • 1980s and 1990s Plano, Allen, and McKinney houses with original systems
  • Homes with hail damage or an uninsurable roof
  • Foundation movement on Collin County clay
  • Polybutylene plumbing and cast iron drain lines
  • Single-family rentals in Wylie, Princeton, and east McKinney
  • Houses in PID or MUD developments
  • Inherited homes in older Plano neighborhoods
  • Properties where a financed contract already fell through on inspection

Records and closing in Collin County

McKinney is the county seat. The Collin Central Appraisal District sets appraised values, the county tax assessor-collector bills in October for payment by January 31, and deeds and liens are recorded with the Collin County Clerk.

A title company closes the sale. With HOAs almost universal here, the resale certificate is usually the pacing item, so it is worth requesting early.

Frequently asked questions

Do you buy houses in Plano that need updating?

Yes. Original 1980s kitchens, baths, roofs, and systems are exactly what we buy.

Will you buy a house with polybutylene plumbing?

Yes. It is common in Collin County houses from that era and does not have to be replaced first.

Do you buy in Prosper and Celina with PID assessments?

Yes. The assessment is part of our review rather than a reason to pass.

My buyer's financing fell through after the inspection. Can you help?

That is a common starting point. Tell us what the inspection found and we will look at the house as it is.

Do you buy rentals in Collin County?

Yes, occupied or vacant. Leases and deposits transfer at closing.

Collin County property and court resources