Two associations, two estoppels
Many communities in the city have a master association that maintains the gates, roads, and common areas, plus a sub-association for the individual neighborhood. Each can charge dues, each issues its own estoppel certificate showing what is owed at closing, and each may have its own approval steps or transfer fees.
Some community documents also call for a capital contribution or resale fee when a home changes hands, often a flat amount or a percentage of the price. We look for these charges up front, and the contract states who pays them, so nothing appears for the first time on your settlement statement.
When your club membership is its own asset
Golf communities such as PGA National, BallenIsles, and Mirasol help define the city, and club arrangements differ a great deal from one to the next. Where a membership is an equity interest, it can be a separate asset from the house, with its own rules for resigning, transferring it to a buyer, or receiving a refund. At some clubs, a departing member is repaid only when a new member joins, which can mean a wait.
You don't need to settle the membership question before talking to us. Tell us how your club works, and we will structure the offer and the timing around its rules.
Newer western communities and CDD assessments
Farther west, newer master-planned communities such as Avenir were built with a community development district, or CDD, which finances roads, drainage, and amenities with bonds. Owners repay that debt through an annual assessment on the property tax bill, along with a charge for the district's operations and maintenance.
The debt portion usually stays with the property and passes to the next owner rather than being paid off at closing. It still raises the yearly cost buyers weigh, and we account for it when we price a home inside a district.
The city's first neighborhoods
Palm Beach Gardens was founded in 1959 by John D. MacArthur, and its earliest neighborhoods, built mainly in the 1960s and 1970s, look very different from the gated golf communities: single-family homes on their own lots, many of them block construction with original windows, galvanized or cast iron plumbing, and electrical panels that insurers flag.
These are the homes most likely to need a roof or a full update. If you inherited one and live out of town, we can complete the walkthrough and paperwork without you needing to be there for each step.
Frequently asked questions
Do you buy homes in PGA National and other golf communities?
Yes. We review the association and club documents for your specific community, including any transfer fees or membership requirements.
My home is in a CDD. Can I still sell to you?
Yes. We check the current assessment and the remaining bond balance for your lot, and the offer reflects both.
Does my club membership have to be resolved before closing?
Not always. It depends on the club's rules, which we review with you before setting a closing date.
Do you buy older homes in the Gardens that need updating?
Yes, in any condition, including homes that still have original systems from the 1960s and 1970s.