Selling a house on the lake
Lakefront property here comes with issues a typical subdivision home doesn't have. Lake levels rise and fall with rainfall, docks and boathouses wear out, and some older lake houses sit low enough to be in a mapped flood zone, where a buyer's lender will require flood insurance. A septic system close to the water is one more thing a buyer's inspector will dig into.
We look at the house, the shoreline, and the dock together and make one offer for the whole property.
Wells, septic, and larger lots
Away from the newer subdivisions, some Land O' Lakes homes aren't connected to public water or sewer. A private well needs water testing and a working pump, and a septic tank and drainfield need to be sound. Add a pole barn, a horse paddock, or a manufactured home on the lot, and the property no longer fits a standard financed sale. None of that is a problem for a cash purchase.
Karst ground under central Pasco
The lakes themselves are a clue to what's underground. Many Florida lakes formed as sinkholes in the limestone, and Pasco is one of the state's most sinkhole-prone counties. A house with a sinkhole claim, a stabilized foundation, or stair-step cracks in the block can scare off buyers who need insurance. It doesn't stop us from making an offer.
Newer communities along State Road 54 and U.S. 41
Much of Land O' Lakes' recent growth is in master-planned communities near State Road 54 and U.S. 41, most with HOA dues and many with CDD assessments. If you're selling one of those homes, we review the district and the association up front so the numbers at closing aren't a surprise.
Getting to the closing table
Once you accept, a title company handles the title work and the closing. You set the date, and you can leave behind whatever you don't want to move, from the boat trailer to the old furniture in the barn.
Frequently asked questions
Do you buy lakefront homes in Land O' Lakes?
Yes, including homes with worn docks, erosion along the shoreline, or flood insurance requirements.
Will you buy a house with a well and septic system?
Yes. Tell us what you know about the well, the septic tank, and any past repairs, and we'll account for them in our offer.
Is Land O' Lakes a city?
No. It's unincorporated Pasco County, so the county handles permits, code enforcement, and floodplain rules. We also buy in nearby Lutz, Odessa, and Wesley Chapel.
Can you buy a horse property or a home on several acres?
Yes. We buy rural homes with barns, fencing, and outbuildings, and we can also buy the land if the house isn't worth keeping.