A Tampa address on a county property

Most Town 'n' Country mailing addresses say Tampa, but the community isn't part of the City of Tampa. It's unincorporated, so permits, code enforcement, and flood rules come from Hillsborough County. That matters when a converted garage or enclosed patio turns up during a sale, because the county's permit history is what a buyer's lender and title company will check.

Ranch homes from the 1960s and 1970s

Much of Town 'n' Country was built as single-story concrete block homes on slabs. The block holds up well. The parts insurers and inspectors focus on, though, are often original or close to it:

  • Electrical panels from makers such as Federal Pacific or Zinsco, which many insurers won't accept
  • Galvanized supply lines and cast iron drains
  • Low-slope roofs over porches and additions that leak at the seams
  • Jalousie or single-pane windows

Villas, townhomes, and condo complexes

A large share of the housing here sits inside associations, from villa communities to condo complexes built in the 1970s and 1980s. Florida's milestone inspection law applies to condo buildings three stories and up, so many two-story complexes fall outside it. Older associations still face roof replacements, higher insurance premiums, and bigger reserve contributions, though, and some pass those costs to owners as special assessments. Associations may also restrict leasing or require approval of a buyer. We read the documents and plan the closing around them.

Rentals near the airport and Westshore

Town 'n' Country is close to Tampa International Airport, the Westshore business district, and the Veterans Expressway, and many homes here have been rentals for years. We buy with tenants in place, including month-to-month tenants and tenants behind on rent, so you don't have to wait for a vacancy or an eviction to sell.

Lower ground toward the bay

Neighborhoods on the western side, closer to Old Tampa Bay and the area's creeks, sit lower and are more likely to be in a mapped flood zone. If your home has a flood insurance claim or received federal flood assistance, Florida now requires you to disclose it. Bring the paperwork and we'll work it into the offer.

Frequently asked questions

Is Town 'n' Country in the City of Tampa?

No. It's unincorporated Hillsborough County, even though most addresses read Tampa. The county handles permits and code enforcement.

Do you buy villas and condos in Town 'n' Country?

Yes. We review association dues, assessments, leasing rules, and any buyer approval requirement before making an offer.

Will you buy a rental with a tenant who isn't paying?

Yes. Share the lease and payment history, and we'll factor the situation into our offer and closing plan.

Do you buy in nearby areas?

Yes, including Westchase, Carrollwood, Citrus Park, the City of Tampa, and Oldsmar just across the line in Pinellas County.