The Cashie River and Windsor

Major flood stage on the Cashie near Windsor is 12 feet. National Weather Service records show crests of 18.5 feet in Floyd in 1999, 15.7 feet in 2010, 14.8 feet in Tropical Storm Julia in September 2016, and 16.6 feet in Hurricane Matthew a few weeks later. At 14 feet the Weather Service expects several feet of water in businesses along King, Granville, and Camden streets and flooding in homes south of the river.

A Windsor house with a flood history faces steep flood-insurance quotes and close inspection from any financed buyer. We buy them flooded, gutted, or repaired.

Heirs' property in Bertie County

The Richmond Fed's 2024 analysis named Bertie among the eastern North Carolina counties with especially high concentrations of heirs' property, land handed down without a will or an estate so that every heir owns a share. Houses on that land often sit empty because no single owner can sell or borrow against them.

We buy heirs' property, work with each heir wherever they live, and can open the estate through the clerk of superior court as part of the sale.

Coastal rules, rural systems, and the 2028 reappraisal

Bertie is one of North Carolina's 20 CAMA coastal counties. Within 75 feet of normal high water along the county's estuarine shorelines, building, additions, piers, and bulkheads generally need a CAMA permit. Away from the water, most houses run on wells and septic systems, and manufactured homes are common on family land.

Bertie County's current values took effect January 1, 2020, and the next reappraisal is scheduled for January 1, 2028. If taxes on a family house have fallen behind, they are paid from the closing proceeds. If the land is in present-use value, three years of deferred taxes plus interest come due when it leaves qualifying use.

Bertie County property we buy

  • Windsor houses that flooded in Floyd, Matthew, or later storms
  • Heirs' property owned by several family members
  • Vacant houses on family land
  • Riverfront and soundfront houses with old piers or bulkheads
  • Manufactured homes on owned land
  • Rural houses on wells and septic systems
  • Farm and timber parcels in present-use value

Records, courts, and closing in Bertie County

Windsor is the county seat. Deeds and deeds of trust are recorded with the Bertie County Register of Deeds, the clerk of superior court in Windsor handles foreclosures and estate files, and the county tax office sets and bills values.

A licensed North Carolina attorney handles the closing. If any repair work was done after the last flood, let us know, because North Carolina mechanics' liens can relate back to when the work began.

Frequently asked questions

Will you buy a Windsor house that has flooded more than once?

Yes. Tell us which storms brought water in and what was done after each, and we price it as it stands.

My family's land in Bertie County was never probated. Can we sell?

Yes. We work with every heir, and the estate can be opened through the clerk of superior court in Windsor as part of the sale.

Do I need a CAMA permit before selling a house near the water?

No. A permit is needed for new work, not for a sale. Any future building or shoreline work becomes our responsibility.

When is Bertie County's next reappraisal?

It is scheduled to take effect January 1, 2028. Current values date from 2020.

Do you buy in Colerain, Aulander, and Lewiston Woodville?

Yes, along with Windsor, Kelford, Powellsville, Roxobel, and Askewville.

Bertie County property and court resources