Find the water first

Mould does not appear on its own. In Florida the usual sources are a roof leak, a failed supply line or water heater, a collapsed cast iron drain under the slab, an air conditioning system that was oversized or left off, or flooding. Remediating without fixing the source only delays the problem.

That is also why the real scope is larger than the visible patch. A stain on a wall can mean a plumbing repair, a section of slab, and the flooring and drywall around it. Owners price that out and reasonably decide they do not want to run the project.

Florida regulates remediation

Florida licenses mould assessors and mould remediators, and the same person or firm generally cannot both assess and remediate the same project. A compliant job involves an assessment, a remediation protocol, the remediation itself, and post-remediation verification.

None of that is required before you sell to us. You do not need an assessment, a protocol, a licensed remediator, or a clearance letter. If you already have any of it, send it — documentation makes an offer more reliable, not less.

Why it ends a financed sale

An appraiser noting visible mould or active moisture creates a condition that must be cured before closing. A carrier asked to write a policy on a property with active moisture or a prior water claim frequently declines. No policy, no mortgage.

So the contract is signed, the inspection happens, and the financing dies — often a month in. That cycle, rather than the mould itself, is what brings most of these sellers to us.

What we buy

  • Visible surface mould on drywall, ceilings, trim, and flooring
  • Mould behind drywall installed over damp framing after a leak
  • Houses with no assessment, an assessment nobody acted on, or a half-finished remediation
  • Properties where the water source is still active
  • Houses where the air conditioning has been off or set high for months
  • Vacant houses closed up through a Florida summer
  • Condos where the moisture is coming from a neighbouring unit or the building envelope

Disclosure still applies

Florida sellers have a duty to disclose known facts materially affecting the value of residential property that are not readily observable — the rule from Johnson v. Davis. Selling as-is does not remove it, and mould behind a wall is the classic example of something not readily observable.

From our side, telling us early is what keeps an offer stable. A known problem is priced in. A problem discovered later is what changes the number.

Frequently asked questions

Do I need to remediate mould before selling in Florida?

No. No assessment, licensed remediation, or clearance is required before closing with us.

Do you test for mould?

We do not require testing. If you have had an assessment done, send it.

The leak is still active. Will you still buy?

Yes, and we would much rather know that than find it later.

Do I have to disclose mould?

Yes. Florida requires disclosure of known facts materially affecting value that are not readily observable, and an as-is sale does not remove that duty.

Why did my buyer's lender refuse the house?

Visible mould or active moisture becomes an appraisal condition, and Florida carriers often decline the property, which ends the financing.

This page is general information about selling property in Florida, not legal, tax, or financial advice. Laws change and every situation is different, so talk with a qualified Florida professional about yours.