Seven cities and a lot of county in between

Seminole County has seven incorporated cities: Sanford, Altamonte Springs, Casselberry, Lake Mary, Longwood, Oviedo, and Winter Springs. Large areas outside them are unincorporated, including Heathrow near Lake Mary, Fern Park along U.S. 17-92, and the rural communities of Geneva and Chuluota to the east. Seminole County handles permits and code enforcement in those areas, while each city handles its own.

Our team has been buying as-is properties for more than 10 years. We review every Seminole County property individually, whether it is a Victorian in Sanford's historic district, a 1980s pool home in Winter Springs, or a few acres near Geneva.

Water on three sides

The St. Johns River forms Seminole County's northern and eastern edges, and the Wekiva River runs along part of its western side. Lake Monroe and Lake Harney sit on the St. Johns, and Lake Jesup spreads across the middle of the county. That water shapes flood risk here more than anything else.

Hurricane Ian brought historic flooding to Seminole County in 2022. The Little Wekiva River reached record levels and flooded neighborhoods in the Altamonte Springs area, and the St. Johns stayed above flood stage for weeks, affecting homes around Sanford, Geneva, and Lake Harney. Since October 2025, Florida sellers have had to disclose any flood insurance claims and federal flood aid tied to the property, and in flood zones FEMA's 50 percent rule can require substantial rebuilding to meet current floodplain standards. We buy homes that flooded, whether they have been repaired, partly repaired, or left untouched.

What Seminole County housing looks like

  • Victorian and early 20th-century frame houses in and around Sanford's historic districts
  • Mid-century block homes in Casselberry, Fern Park, and the older parts of Altamonte Springs
  • HOA subdivisions built between the 1970s and the 1990s in Winter Springs, Longwood, Oviedo, and Altamonte Springs
  • Condos and townhomes along State Road 436 and near I-4
  • Gated and golf communities around Lake Mary and Heathrow
  • Acreage, horse property, wells, and septic systems around Geneva, Chuluota, and Black Hammock

Why Seminole County owners decide to sell as-is

  • A house that flooded and would cost more to restore than the owner wants to spend
  • An inherited home, sometimes with siblings living in different states
  • A rental with tenants behind on rent or a long list of turnover repairs
  • HOA violations, code cases, or open permits that stalled a listing
  • A job transfer or a move out of Central Florida
  • Mortgage or property tax payments that have fallen behind

Probate, foreclosure, and closing in Seminole

Seminole County shares Florida's 18th Judicial Circuit with Brevard County, and Seminole's probate and foreclosure cases are heard at the courthouse in Sanford. If your property is part of an open case, give us the case number and we will fit our contract to the court's schedule. If you are behind on payments, it is worth talking with a Florida attorney or a HUD-approved counselor about your options, and you are welcome to get an offer from us to compare.

The deed stamp tax in Seminole is 70 cents per $100 of the price, the standard Florida rate. The contract spells out who pays each closing cost, and a title company handles the lien search, payoffs, and final paperwork. You pick the closing date, and there is no obligation to accept our offer.

Frequently asked questions

Do you buy homes in unincorporated Seminole County?

Yes, including Heathrow, Fern Park, Geneva, Chuluota, and other areas outside city limits.

Will you buy a Seminole County home that flooded during Hurricane Ian?

Yes. Tell us the flood history, any insurance or FEMA claims, and what was repaired. Our offer is based on the home's condition today, not on finished repairs.

Do you buy rural property east of Oviedo?

Yes, including homes on acreage with wells and septic systems, and vacant land.

How long does a sale take?

Once title work is complete, many closings happen within a few weeks, and you can choose a later date if you need more time.