Cash home buyers across Miami-Dade
Miami-Dade is Florida's most populous county, with dozens of municipalities and large unincorporated communities such as Kendall. Our team has been buying as-is properties for more than 10 years, and we evaluate every Miami-Dade property on its own details, from its flood zone and building age to its association and permit history.
If you want to sell your house fast, avoid renovation costs, or sell a property with complications, we can make a straightforward cash offer and explain how we reached it.
Miami-Dade properties we buy
- Single-family homes, including older homes in established neighborhoods
- Condos in older mid-rise and high-rise buildings
- Townhomes and villas in HOA communities
- Duplexes and small multifamily buildings
- Homes with converted garages, efficiencies, or other unpermitted additions
- Properties damaged by storms, fire, or water
- Rental properties with tenants in place
What makes selling in Miami-Dade different
Miami-Dade has some of the strictest building rules in the country. The county is in Florida's High-Velocity Hurricane Zone, where roofing, windows, and doors must carry specific product approvals, which makes replacements more expensive. It also created one of the country's first building recertification programs in the 1970s, and after the 2021 Champlain Towers South collapse in Surfside, Florida added statewide milestone inspections and structural reserve requirements for condominiums. Some older buildings now face large special assessments.
Unpermitted work is another common hurdle. Garage conversions, added efficiencies, and enclosed patios are common in older neighborhoods, and they can surface in a municipal lien search or appraisal. In unincorporated areas such as Kendall, the county handles permits and code enforcement; inside cities such as Miami, Hialeah, and Homestead, the city does.
Flood risk and insurance costs also shape the market. Many coastal and low-lying properties sit in FEMA flood zones, where lenders require flood insurance.
Common reasons Miami-Dade owners contact us
- An inherited home, often with several heirs or an open Miami-Dade probate case
- A condo assessment tied to recertification or structural repairs
- An addition or conversion that was never permitted
- Rental properties with difficult tenants
- Rising insurance premiums on an older home
- Falling behind on the mortgage or property taxes
- Relocating out of South Florida
Closing costs are a little different here
Miami-Dade has its own documentary stamp tax rate: $0.60 per $100 of the price, plus a $0.45 per $100 surtax when the property is something other than a single-family residence. By local custom, the buyer usually pays for the owner's title insurance policy in Miami-Dade. Your contract states who pays each cost, and we will walk you through your estimated net proceeds before you sign.
How a cash sale works in Miami-Dade
We review the property, walk through it with you or your representative, and make a written offer. A title company then runs the title search, municipal lien search, and any association estoppel request. Probate and foreclosure cases in Miami-Dade are handled by the 11th Judicial Circuit, so if your property is involved in a case, share the case number and we will build the closing timeline around it.
Frequently asked questions
Do you buy houses with unpermitted additions in Miami-Dade?
Yes. We review what was built, what permits exist, and what it would take to legalize or remove the work, and we factor that into our offer.
Do you buy condos in older Miami-Dade buildings?
Yes. We review the association's recertification or milestone inspection status, reserves, and any assessments.
Do you buy in unincorporated Miami-Dade?
Yes. We buy in cities and unincorporated communities throughout the county.
Who pays closing costs in Miami-Dade?
It depends on the contract. Local custom for title insurance and the doc stamp rate differ from most of Florida, so ask us for a written net estimate.