The windstorm certificate problem

Nueces County is a designated catastrophe area for windstorm purposes, and many owners get wind and hail coverage through the Texas Windstorm Insurance Association rather than a standard carrier. For alterations, additions, and repairs, that coverage generally depends on evidence of compliance with windstorm building requirements, documented through an inspection and certificate.

This is where coastal sales break. A roof replaced after a storm without a windstorm inspection can leave the house ineligible for coverage. No coverage means no mortgage, and the property becomes cash-only whatever its condition. If that describes your house, it is not an unusual situation here — it is one of the most common ones.

Harvey, Hanna, and the storms in between

Harvey came ashore near Rockport in 2017 as a major hurricane, and the wind damage reached across Nueces County. Hanna followed in 2020. Between named storms, hail and straight-line wind events add their own claims. The result is housing stock with layered claim histories and repairs at every stage of completion.

Corpus Christi also floods, both from surge on the bayfront and islands and from heavy rainfall on flat terrain with limited drainage. Flood history compounds the insurance problem.

The city's neighborhoods

Corpus Christi has substantial mid-century housing across the city, older neighborhoods on the north and west sides near the port and refineries, 1960s and 1970s subdivisions on the south side, and beach and island property on Padre Island. The Hillcrest and Northside neighborhoods near the port have been the subject of a voluntary relocation program connected to the Harbor Bridge project.

Salt air is the constant: roofs, siding, fasteners, and HVAC equipment all corrode faster here than inland, which shortens the useful life of everything mechanical.

Corpus Christi property we buy

  • Houses with wind or hail damage, repaired, partly repaired, or untouched
  • Homes where repairs were completed without a windstorm inspection certificate
  • Property that flooded from surge or heavy rainfall
  • Mid-century houses with original wiring, plumbing, and roofs
  • Beach houses, condos, and short-term rentals on Padre Island
  • Rentals with tenants in place, including refinery-area housing
  • Inherited coastal property owned by heirs living inland

Frequently asked questions

My roof was replaced without a windstorm inspection. Can I still sell?

Yes. It is one of the most common coastal situations and a leading reason these houses become cash sales. Tell us what work was done and when.

Do you buy houses damaged by Harvey or Hanna?

Yes, at any stage of repair, including properties with more than one storm in their claim history.

Will you buy a condo or beach house on Padre Island?

Yes, including short-term rentals and units in buildings with assessments.

Do you buy houses that flooded?

Yes. Share what flooded, what was repaired, and any claim history.

I inherited a Corpus Christi house and live inland. Can I sell remotely?

Yes. Signing is arranged where you live and proceeds are wired.